Services

Covers routine cleanings, exams, and major dental work. Helps employees afford preventive and restorative care.

Dental benefits encourage preventive care like cleanings and exams while also covering major procedures when needed. We partner with several carriers to give you options that fit your budget and keep employees smiling and healthy.

Vision coverage supports regular eye exams, glasses, and contacts. By offering vision insurance through our network of carriers, you help employees reduce costs and maintain good eye health — which contributes to overall productivity.

Life insurance provides peace of mind by protecting employees’ families financially in the event of death. We work with leading insurers to offer both employer-paid and voluntary coverage options.

TeleHealth gives employees 24/7 access to doctors by phone or video, saving time and reducing unnecessary urgent-care visits. We work with vendors that integrate seamlessly with your overall benefits program.

Minimum Essential Coverage (MEC) and Minimum Value Plans (MVP) are affordable health coverage options that help employers stay compliant with the Affordable Care Act. We coordinate with multiple insurance carriers to make sure you meet requirements while still giving employees meaningful benefits.

Commuter benefits allow employees to set aside pre-tax dollars for transit passes, parking, or ride services. These programs not only give employees real savings on their daily commute, but they also reduce the employer’s payroll tax liability, lowering FICA costs.

Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) let employees set aside pre-tax money for medical expenses, prescriptions, and dependent care. Employers also save on payroll taxes because contributions reduce taxable income — lowering FICA obligations while giving employees more control over their healthcare spending.

When an employee can’t work due to illness or injury, disability insurance helps replace part of their income. We help you evaluate both short- and long-term disability options through multiple carriers so your team feels supported.

Accident plans pay cash benefits directly to employees who are injured, whether on or off the job. These funds can be used for medical bills, transportation, or daily living expenses. We source plans from several insurers to give your team the right level of protection.

If an employee is diagnosed with a major condition such as cancer, heart attack, or stroke, critical illness coverage provides a lump-sum payment to help with expenses. We compare policies from top carriers to find the best fit for your workforce.

GAP coverage helps employees manage deductibles, copays, and other out-of-pocket costs that traditional health plans don’t fully cover. We work with multiple insurance partners to structure plans that close these gaps affordably.