Employee Benefits Advisory | Nassau & Suffolk County
Direct Access. Local Presence. Ongoing Accountability.
When you call Benton Oakfield, you speak directly with the advisor responsible for your plan—not a service desk or rotating team. Based in Melville, we work in-person with employers across Nassau and Suffolk counties who want a partner invested in their long-term success, not just their next renewal.
Start a ConversationWe choose our clients deliberately—and stay involved long after enrollment. That means in-person meetings, direct access to your advisor, and year-round support that doesn't disappear at renewal.
You work directly with the person responsible for your plan—not a rotating support team or 1-800 number. When questions arise, you know exactly who to call and they know your situation.
Based in Melville, we meet with employers across Nassau and Suffolk counties. Benefits conversations happen face-to-face—whether you're reviewing renewals, onboarding employees, or navigating a compliance question.
We stay engaged throughout the year—not just at renewal. Claims issues, employee questions, mid-year changes: we handle them so you can focus on running your organization.
We don't shop for the cheapest plan and move on. Before recommending any change, we evaluate how it affects your workforce—not just your budget.
Every recommendation considers:
We verify that your employees' doctors are in-network before recommending any plan change. No surprises after enrollment.
Deductibles, copays, coinsurance, and out-of-pocket maximums—how a plan actually works, not just what it costs per month.
Total cost of coverage relative to what your employees actually receive—employer and employee exposure combined.
We use the Benton Scoring System internally to support these evaluations—a simple framework, not a sales tool.
Example
A Long Island professional services firm was paying for network breadth their employees didn't need. By validating that their doctors were available on a more focused network, we identified a plan that improved coverage without disruption:
Deductible
$3,250 → $0
Max Out-of-Pocket
$9,200 → $9,000
Coinsurance
20% → 0%
Monthly Premium
~$300 lower
Same doctors retained. Better coverage for employees. Lower cost for the employer.
Medical plans from all major NY carriers with our doctor-first approach
Comprehensive coverage your employees will actually use
Protect your team with life, STD, LTD, and NY statutory coverage
ACA, ERISA, NY PFL, and DBL—we help you stay compliant
Plus 10+ additional carriers through our general agency partnerships
