When you call Benton Oakfield, you speak directly with the advisor responsible for your plan—not a call center or rotating team. Based in Melville, we work in-person with employers across Nassau and Suffolk counties.
We work with employers across Long Island—medical practices, law firms, accounting firms, engineering firms, and other professional services organizations—to build benefits programs that support workforce stability and long-term planning.
Unlike national firms that hand you off to a service center after enrollment, we stay involved year-round. Questions about a claim? Call us directly. Need to add an employee mid-year? We handle it. Renewal coming up? We're already analyzing your options.
The difference: You work with the advisor responsible for your plan—someone who knows your organization, understands NY regulations, and is available when you need them.
A straightforward approach to finding the right benefits for your organization
We meet in person to understand your business, your budget, and what your employees actually need. No generic questionnaire—a real conversation.
We map where your employees actually go for care, then find networks that cover their doctors. Our Benton Scoring System evaluates total cost, network fit, and expected utilization—not just the cheapest premium.
We present options that fit your situation, explain the trade-offs clearly, and help you make an informed decision. No pressure, no jargon.
We handle enrollment, employee communication, and carrier coordination. Then we stay involved—answering questions, resolving issues, and preparing for next year.
Example
A Long Island professional services firm was paying for network breadth their employees didn't need. By validating that their doctors were available on a more focused network, we identified a plan that improved coverage without disruption.
Deductible
$3,250 → $0
Max Out-of-Pocket
$9,200 → $9,000
Coinsurance
20% → 0%
Monthly Premium
~$300 lower
From plan selection to ongoing administration—we're your benefits department
Level-funded and self-funded strategies for qualifying employers. We evaluate when these approaches make sense—and when they don't—based on your workforce and risk tolerance.
Learn MoreEnrollment, eligibility, billing reconciliation, carrier coordination—we handle the paperwork so you don't have to. Mid-year changes, COBRA, new hires: covered.
Learn MoreWe present to your employees in person, explain every plan option, and help each person choose what's right for them. No confused calls to you afterward—we handle the questions.
Learn MoreEmployee wellness initiatives that improve health and reduce costs. From basic programs to comprehensive solutions—tailored to what your team will actually use.
Learn MoreNY PFL, DBL, ERISA, ACA, COBRA—we help you stay compliant with state and federal requirements. Required notices, filings, and audit support included.
Learn MoreUtilization reports, claims analysis, and benchmarking data so you can make informed decisions about your benefits. See where your money goes and how your plans perform.
Learn MoreNew York has some of the most complex health insurance regulations in the country. Community rating, mandatory benefits, PFL, DBL—it's a lot to navigate. Working with an advisor who specializes in NY employers means you get someone who understands the rules and knows which carriers actually serve Nassau and Suffolk well.
